PENGARUH LITERASI KEUANGAN DAN INKLUSI KEUANGAN TERHADAP PROFIT UMKM DAN KEBERLANGSUNGAN UMKM DI KABUPATEN SERANG

Penulis

  • Yulaikah Yulaikah Universitas Faletehan Serang
  • Lia Nurliana Universitas Faletehan Serang
  • Asih Kurnianingsih Universitas Banten Jaya Serang

DOI:

https://doi.org/10.55171/apjms.v10i2.955

Abstrak

MSMEs face capital constraints and business continuity due to restrictions on community activities, which have an impact on declining income levels. The purpose of this study is to find out how financial inclusion financial literacy impacts the survival of MSMEs in Kab. Attack and their productivity and income. As part of a quantitative research strategy, respondents are given a questionnaire. Purposive Sampling was used to collect samples from 79 MSMEs in Serang Regency that met the requirements of being actively managed and had been operating for more than one year. smallest square footage. To carry out data analysis procedures, Partial Least Square 3.0 (PLS) was used. According to the test results, financial inclusion has an impact on the performance/profits of MSMEs, business continuity, and financial literacy has an impact on the financial performance of MSMEs in Kab. Attack. The financial literacy factor has no effect on the continuity of MSME businesses.

Referensi

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Unduhan

Diterbitkan

2023-08-30

Terbitan

Vol 10 No 2 (2023)

Bagian

Artikel

Lisensi

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  • Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).