KONTRIBUSI PENGELOLAAN KEUANGAN DAN LITERASI KEUANGAN TERHADAP SIKAP KEUANGAN MAHASISWA DI RANGKASBITUNG

Penulis

  • Furniawan Universitas La Tansa Mashiro
  • D. Muhamad Yamin Universitas La Tansa Mashiro

DOI:

https://doi.org/10.55171/apjms.v12i2.1552

Abstrak

Financial attitude is an important factor in determining individual behavior in managing personal finances, especially among university students who are in the transition toward financial independence. This study aims to analyze the contribution of financial management and financial literacy to students’ financial attitudes in Rangkasbitung. This research employed a quantitative approach using a survey method involving university students in the Rangkasbitung area. Data were collected through structured questionnaires and analyzed using multiple linear regression with partial (t-test) and simultaneous (F-test) analyses. The results indicate that financial management contributes significantly to students’ financial attitudes. In addition, financial literacy also makes a significant contribution to shaping financial attitudes. Simultaneously, financial management and financial literacy jointly contribute significantly to students’ financial attitudes. These findings confirm that students’ financial attitudes are shaped by the synergy between practical financial management skills and adequate financial knowledge. Therefore, integrated efforts through financial literacy education and the development of sound financial management practices are necessary to foster healthy and sustainable financial attitudes among students.

Referensi

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Unduhan

Diterbitkan

2025-08-15

Terbitan

Vol 12 No 2 (2025)

Bagian

Artikel

Lisensi

Hak Cipta (c) 2025 Furniawan, D. Muhamad Yamin

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  • Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).