Analisis Implementasi Akad Qardhul Hasan Terhadap Peningkatan Pendapatan Penerima Manfaat
DOI:
https://doi.org/10.55171/jam.v6i1.902Abstract
Non-bank financial institutions are an alternative form for business actors in finding solutions to meet the need for additional capital, the mechanism of which is not onerous and relatively easy. The Amil Zakat Harapan Dhuafa Institute is an institution that provides an alternative by providing capital assistance in the form of a Qardhul Hasan contract. This study was to analyze the effect of the qardhul hasan contract program on increasing beneficiary income. The method used is quantitative, measured using several indicators, namely increased income, operating profit, and increased consumers. Based on the results of the study, it was shown that the lending program using the qardhul hasan contract had a positive and significant effect on increasing the income of beneficiaries in the city of Serang with the results of the t-count test which showed that the t-count value was 5.014 > from t-table, which was 2.160. So that the Qardhul Hasan Agreement affects the Increase in Beneficiary Income.Keywords: Qardhul Hasan Contract, Increased IncomeReferences
Abdullah, P. M. (2015). Living in the world that is fit for habitation : CCI’s ecumenical and religious relationships. In Aswaja Pressindo.
Budiman, B. (2018). Pengaruh Tingkat Risiko Pembiayaan Murabahah Terhadap Tingkat Profitabilitas Bank Umum Syariah Di Indonesia Periode Tahun 2010-2014. Aksioma Al-Musaqoh: Journal of Islamic Economics and Business Studies, 1(1).
Budiman, B. (2021). Pengaruh konsep menabung dengan sistem lumbung padi terhadap kesejahteraan masyarakat menurut perspektif ekonomi islam di desa citorek. 4(1), 34–46.
Budiman, B., Yunia, N., & Badrotusabila, B. (2022). Pengaruh Diversifikasi Produk Terhadap Kepuasan Konsumen Kerudung Instan Rabbani di Rangkasbitung Lebak. Ad-Deenar: Jurnal Ekonomi Dan Bisnis Islam, 6(01), 89. https://doi.org/10.30868/ad.v6i01.2246
Dengan, Q., & Nasabah, U. (n.d.). Nirwan . r Ika Citra Dewi INSTITUT AGAMA ISLAM NEGERI ( IAIN ). 1–21.
DSN MUI. (2001). Fatwa Dewan Syari’ah Nasional-Majelis Ulama Indonesia No: 19/DSN-MUI/IV/2001 tentang Al-Qordh. Himpunan Fatwa DSN MUI, 1–4. http://mui.or.id/wp-content/uploads/files/fatwa/19-Qardh.pdf
Faishol, M., & Rahman, H. (2021). Peran Pembiayaan Akad Qardhul Hasan Terhadap Peningkatan Pendapatan Nasabah Bank Wakaf Mikro Alpen Barokah Mandiri. Investasi : Jurnal Ekonomi Dan Bisnis, 1(2), 49–57.
Hamidah, S. N. (2019). Penanggulangan Gelandangan Pengemis (GePeng) di Kota Serang Banten dalam Upaya Mewujudkan Kesejahteraan Sosial. Lembaran Masyarakat, 5(1), 55–76.
Hardi, E. A. (2013). Analisis Pemberdayaan Masyarakat Muslim Miskin Melalui Qardhul Hasan. Adzkiya: Jurnal Hukum Dan Ekonomi Syariah, 2(2), 1–17. https://e-journal.metrouniv.ac.id/index.php/adzkiya/article/view/1055
Nurlaeli, I. (2022). Analisis Akad Qardhul Hasan ( Studi Kasus di KSPPS BMT Mentari Bumi Purbalingga ). 23(2), 239–253.
Pahlevi, M. J. E. R. (2019). Analisa Spasial Untuk Melihat Tingkat Kesejahteraan Masyarakat Di Provinsi Banten. Petir, 9(2), 89–94. https://doi.org/10.33322/petir.v9i2.172
Pasaribu Masdiana, A. (2017). Pendapatan Usaha dan Beban Operasional Terhadap Laba Bersih Pada Prusahaan Makanan dan Minuman. Jurnal Wira Ekonomi Mikroskil, 7(2), 173–180. https://www.mikroskil.ac.id/ejurnal/index.php/jwem/article/view/501
Suryana, Ms. (2012). Metodologi Penelitian : Metodologi Penelitian Model Prakatis Penelitian Kuantitatif dan Kualitatif. Universitas Pendidikan Indonesia, 1–243. https://doi.org/10.1007/s13398-014-0173-7.2
Rohim, A. (2022). Efektifitas penyaluran dana Qardhul Hasan dalam meningkatkan usaha mikro pada Bank Wakaf Mikro Sinar sukses bersama Bululawang. http://etheses.uin-malang.ac.id/33936/
Serang., P. kab. nO. . 2015. (2015). No TitleÉ?__. Ekp, 13(3), 1576–1580.
Siyoto, S. (n.d.). No Tit.צכןle. https://www.ptonline.com/articles/how-to-get-better-mfi-results
.png)
