Analisis Perbandingan Kinerja Bank Syariah Dengan Bank Konvensional

Abstract

This study aims to analyze the Comparative Financial Performance of Bank Syariah Mandiri and Bank Mandiri using financial ratios and external factors. This study used a different test analysis and regression analysis method. From the results of this study financial ratio CAR, LDR, ROA and ROE between Bank Syariah Mandiri and Bank Mandiri differences financial performance significantly. While on the external factors, namely the value of the currency/exchange rate, inflation and interest rates may affect the financial performance of Bank Syariah Mandiri and Bank Mandiri positively. The financial performance of the bank that showed significant results influenced by variable external factors are LDR and ROA, while the bank's financial performance was not significantly affected by variable external factors is CAR and ROE.