Pengaruh Pembiayaan Murabahah terhadap Profitabilitas

Abstract

This study aims to identify and analyze the effect on the profitability of the murabaha financing. This research is associative causal. The study population used the financial statements that have been on going public. Sample is the balance sheet and income statement. The data analysis technique used is quantitative data to perform statistical analysis using linear regression analysis, analysis of the correlation coefficient, coefficient of determination analysis, hypothesis testing, and analysis using a t-test. The results showed that the influence of the murabaha financing with proven profitability calculations manually or by program. The conclusion is murabaha financing may affect the profitability of the PT Bank Muamalat Indonesia, Tbk. for the year 1997 to 2006.