Pengaruh Financing To Deposit Ratio (FDR) Dan (BOPO) Beban Operasional Per Pendapatan Operasional Terhadap ROA Di Perusahaan Perbankan Yang Terdaftar Di BEI

Abstract

This study aims to assist investors in making decisions. How to invest in a company by analyzing the Effect of Financing To Deposit Ratio (FDR) and BOPO (Operating Expenses Per Operating Income) on ROA in Banking Companies Listed on the IDX for the 2016-2020 period. The ratios used in this study include FDR and BOPO which are used as independent variables and Return on Equity, as the dependent variable. This study uses a purposive sampling technique with a sample of 9 Islamic banking companies that meet the research criteria during the 2016-2020 period from 45 existing samples. This study uses Multiple Linear Regression Analysis to test the hypothesis. The results of hypothesis testing indicate that FDR is not significant and has no effect on ROA and BOPO has a significant effect on ROA. Simultaneously, FDR and BOPO have a significant and significant effect on ROA. Companies should pay attention to these ratios to control asset turnover